HWANG LAW FIRM LLC
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Consumer Bankruptcy

​For individuals who feel there is no way out from debt, bankruptcy provides a solution. The filing of bankruptcy will put an immediate stop to creditor harassment, repossessions and garnishments. It will eliminate medical and credit card debt. It will prevent utility shut-offs. It can put a stop to home foreclosure and under certain circumstances eliminate second or third mortgages. It can eliminate motor vehicle surcharges and restore your driving privileges. Under certain circumstances you may also be able to discharge taxes you owe to the IRS or the state of New Jersey.

We provide assistance in:

Chapter 7 bankruptcy: Eliminate your credit card debt, medical bills, motor vehicle surcharges; restore driving privileges, loans, certain tax debts and other unsecured debt.  CLICK HERE FOR MORE INFO ON CHAPTER 7 BANKRUPTCY

Chapter 13 bankruptcy: Reorganize and consolidate your debt while saving your home and other assets. In some instances you can eliminate second or third mortgages and modify car loan payments. CLICK HERE FOR MORE INFO ON CHAPTER 13 BANKRUPTCY

Do you know that if you own a multiple family home or a non-owner occupied property, you may be able to cram down your mortgage to the value of your home and pay the mortgage off in 5 years in a Chapter 13?

Call us at 201-380-1050 to discuss your bankruptcy issues.

Clients come to us from all walks of life with the common problem of unmanageable debt. Debts can be the result of divorce, a medical emergency, loss of a job, overuse of credit cards or an unforeseen event. Regardless of the reasons for your debt, filing for bankruptcy can be a solution.

The goal of the federal bankruptcy laws is to offer you a fresh start. No matter how much financial trouble you are in, a healthier financial life is in your future.

We serve Essex, Bergen, Passaic, Hudson, Morris, Middlesex, Sussex and other New Jersey counties.

Hwang Law Firm LLC
301 Rt 17 N, Suite 800
​Rutherford, NJ 07070

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Call 201.380.1050 for a Free Consultation !

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  • Home
  • Services
    • Real Estate >
      • Buying a Home
      • Selling a Home
      • Refinancing a Home
      • Attorney Review Process
    • Secured Lending
    • Landlord-Tenant >
      • Residential Lease
      • Commercial Lease
      • Landlord Rights
      • Tenant Rights
    • Bankruptcy >
      • Bankruptcy FAQ
      • Debt Relief
      • Chapter 7
      • Chapter 13
      • Ch 7 vs. Ch 13
      • BK Exemptions
    • Business Law >
      • Business Formation
      • Business Contracts
      • Asset Transaction
      • Business Litigation
    • Immigration >
      • Family Based Immigration
      • Green Card
      • Naturalization
  • About
  • FAQ
    • Stages of a Transaction
    • Closing Costs
    • Bankruptcy FAQ
  • Contact